If you were recently hurt on the job, you may be feeling a great deal of physical, mental, and emotional stress. Thankfully, worker's compensation benefits can ensure you, your underlying health, and your finances are protected. Unfortunately, most people do not fully understand the process to file for these benefits. With this guide, you will understand the truth behind a few common worker's comp myths.
Medical Evaluations Are Not Necessary
Whether you slip and fall at work or you are injured while operating a vehicle, a complete medical evaluation is imperative even if you are not showing any physical symptoms. Certain issues, such as internal bleeding and whiplash, may not show any symptoms until after a few hours. Even if your employer believes you are physically fine, go to the doctor for an evaluation.
Visiting a doctor is not only important for diagnosing and treating injuries. A medical professional must write up a report detailing your injuries and if these injuries will prevent you from completing your job duties. This report is essential for filing an efficient and effective worker's comp claim.
Your Employer Will Handle the Claim's Process
Many workers believe they can trust their employers completely, allowing them to handle the entire claim's process. However, allowing your employer to complete all the necessary forms and documents can get you into a bit of trouble.
Your employer is legally required to file a medical report, which must be written by your doctor. Your employer is not required to complete or file any other documents on your behalf. To ensure all of your paperwork is completed in a timely manner, hire a worker's compensation attorney to guide you through the process.
If the Accident Was Your Fault, You Are Not Entitled to Benefits
Lastly, many workers are told that they are not entitled to worker's comp benefits if they caused the accident or injury. Since worker's compensation does not take into account fault, you are eligible to receive benefits for any injury or illness sustained due to your work.
It is important to note that feeling pain at work is not an injury eligible for worker's comp benefits. You will be asked for the location of the pain and how the pain began before visiting a doctor.
Worker's comp gives you financial assistance if you are unable to perform your job due to a job-related injury or illness, but full understanding of the claim's process is necessary. By debunking these common myths, you will have an easier time moving through the worker's comp process. For more information, talk to a professional like Hoffman, Hamer & Associates, PLLC.Share