Workplace compensation is one of the most important forms of protection that you can have as it will shield you from the expenses of treating injuries you experience at work. While this type of insurance is commonplace, it is also poorly understood by workers due to the fact that most will never need to utilize these benefits.
Does Your Employer Pay Directly For Your Medical Care?
The costs associated with treating workplace injuries will be some of the most significant consequences of these incidents. In fact, these medical expenses can be enough to cause a person to need to seek the protection of bankruptcy proceedings. Fortunately, workers' compensation coverage is a standard type of insurance. As a result, neither the owner nor the worker will be responsible for paying the full costs of these treatments.
Is It Always Possible To Continue Seeing Your Current Doctor?
It is an understandable desire for patients to want to continue to see the same doctor that they normally do. However, the workers' compensation process will yield sizable power to the insurance carrier in terms of determining where the worker can seek treatment. As a result, you may find that you will have to receive treatment from a different physician. In some rare instances, it may be possible for the worker to appeal and win the right to choose their own physician. However, this will require the worker to demonstrate that the doctor selected by the insurance will create a hardship on the patient. A common example of this can be selecting a doctor that is an unreasonable commute from the worker. Due to the strict requirements involved with winning this appeal, those wanting to pursue this should seek professional representation to ensure that they have the highest chances of being successful.
What If You Had A Previous Injury That Contributed To The Situation?
There can be many instances where a worker will experience a significant worsening of a previous condition as a result of a workplace injury. This can be an alarming situation for a person to face as they may assume that they will be unable to enjoy the protections of workers' compensation coverage. However, these policies are required to attempt to determine the roles that the previous condition and the accident each played. This will allow the victim to receive compensation that is fair for the severity of their injuries as well as the reality that they had a preexisting condition. Contact a workers compensation attorney to learn more.Share