Each year, there are 20 to 50 million people injured or disabled in car accidents and another one million or more killed. Therefore, there is a good chance that you are going to be involved in an accident at some point in your life. Therefore, you need to be able to know what's true and what's not when that time comes so that you can better handle the situation. So, here are three myths that you need to be aware of:

There are times in life when you cannot afford to pay a bill or debt that you are obligated to. No one wants to be in this situation, but it can happen to anyone, and when it does, the possibility of the court ordering a wage garnishment is very real. There are many reasons or types of debt that can land you in this situation, but there are four common ones that are the most common reasons a judge will order your hard-earned wages to be garnished.

A lot of people take some desperate measures to try to keep the bills paid—including pawning sentimental pieces of jewelry or other valuables. That can end up causing a few difficulties later, however, if those items are still in pawn when you decide to file Chapter 7 bankruptcy. Here's what you should know about bankruptcy and pawned property. Do you have to tell the bankruptcy trustee about the items in pawn?

If you are going on a road trip, you should know that your risk of getting stopped for a traffic offense is high. Here are four possible explanations for this heightened risk: The High Mileage Research shows that the more you drive, the more you are likely to be involved in a traffic violation. Road trips, by nature, involve driving over long distances. Therefore, your risk of committing a road offense and getting noticed by a traffic officer increases on a road trip.

Have you decided to bail out a friend who was locked up for the first time in his or her life? If you don't have the funds to pay the entire balance, you can seek help from a bail bonds company. There are several things that you should know before moving forward with the process. Take a look at this article for helpful information in regards to bailing someone out of jail.

Studies show that only 1%-2% of workers' comp claims are fraudulent—but that doesn't stop insurers, employers, and politicians from publicizing the cases of fraud that do happen in a way that makes it seem like the entire system is just one big gold mine for greedy employees to plunder. The problem for many employees who have legitimate claims is that they can fall under suspicion of fraud just because they fit certain "

Getting a speeding ticket can be annoying, but what is really surprising is that it is considered a criminal offense. You might not think that, given that when something has a light punishment, the punishment is often compared to getting a traffic ticket. Run-of-the-mill speeding isn't treated that severely—you often have a choice of traffic school instead of making a payment—but if you decide to fight the ticket in court, you need to be aware of some issues.

Are you in a large amount of debt? Are you thinking bankruptcy is the only way to go? You may want to consider some of your other options. One of those is debt settlement. Debt settlement is a way that a consumer can reduce debt by reaching an agreement with the creditor on your balance that is less than what you originally owe. The final payment is considered payment in full.

If you suspect someone based a fictional character on you in a book, movie, or television show, you can sue the creator for libel if the person uses that character to defame you in some way. However, one of the tenets of a libel-in-fiction case is to prove the character is, in fact, supposed to represent you. This can be challenging to do depending on how the creator presents the character in the fictional work, but here are two ways you can prove this element.

If this is your first time hearing the term exhibition of speed, you may wonder why you were charged with this specific form of crime. Here are some things to know about facing an exhibition of speed trial.  What is Exhibition of Speed? An exhibition of speed is somewhat of a misnomer, since you don't even need to be going over the speed limit in order to be faced with this criminal charge.